Goldstar Enterprise by Spireon

Empowering Credit Unions to Finance More Members

 

Introducing GoldStar Enterprise from Spireon®. Now, your credit union can lend to more members while improving member payment behavior and increasing your loan portfolio yield - all at the same time.

The GPS tracking systems from Spireon, offered exclusively to credit union by CU Solutions Group, enable you to approve more loans and reduce delinquencies by helping members stay on track with their payments. Plus, members gain peace of mind and potential discounts on insurance.

GoldStar Enterprise

GoldStar Enterprise by Spireon is a custom-engineered solution built to help minimize risk and simplify workflows. It enables credit unions to finance cars for more members with greater confidence.

GoldStar is the powerful solution that can extend auto loans to members with less than prime credit. It combines GPS tracking with predictive data, analytics and tools to curtail your loan portfolio risk.

With Goldstar, credit unions can expand and diversify their loan portfolios with high-yield loans, and it provides the tools necessary to reduce delinquencies by helping members stay on track with their payments.

Credit unions can also tap into a wealth of data and insight to better manage their collateral, increase recovery success rates when needed and boost their auto loan performance.

Help Your Members Reach Their Goals and Build Their Credit

Grow your portfolio by lending to credit-challenged members without increasing your portfolio risk. Seamlessly integrate GoldStar Enterprise with your existing workflows to make managing large auto loan portfolios easy, see an uptick in collections and recover assets faster when required.

Seamlessly integrate GoldStar Enterprise with your existing workflows to make managing large auto loan portfolios easy, increase collections and recover assets faster when required.

GoldStar Enterprise empowers credit unions to:

  • Put more members behind the wheel: Confidently offer auto financing to members with less than prime credit
  • Improve payment behavior: Notify members with soft in-vehicle notifications when their payments are past due
  • Attract more members: Increase new memberships through auto dealer relationships
  • Improve your members' credit rating: Help your members stay on track with their payments and improve their credit
  • Decrease loan delinquencies: Utilize in-vehicle payment reminders to reduce delinquencies and serve more members at competitive rates
  • Reduce your risk and collection costs: Locate your assets in real-time with a locate-on-demand feature to reduce damage and collection expenses
  • Increase your loan portfolio yield: Expand and diversify your loan portfolio with higher yield below-prime auto loans

How can GoldStar help your credit union? In the meantime, check out the Product Sheet for more information.