Financial Wellness Website Enhancements
Play Webinar Below
FIST® (FInancial STability): IMPROVE YOUR MEMBERS' FINANCIAL HEALTH
FIST® Score (FInancial STability), powered by CalcXML, allows credit unions to better serve members through comprehensive needs assessment, ongoing engagement, and product assistance. After logging into the FIST Score dashboard and answering a few targeted questions, members will receive a high-level view of their financial picture in the four areas of risk: liquidity, longevity, life, and loans.
With interactive dials, the dashboard pinpoints financial gaps and recommends credit union-product solutions, such as savings, retirement, loans, and mortgages to help improve a member's financial health. Through the member-created action plan, email and text alerts, the FIST application assists members to improve their scores until they reach financial stability by achieving a score of 100 in each area.
IDENTITYIQ SERVICES PROTECT MEMBER ACCOUNTS
Since 2009, IdentityIQ services have built an identity protection strategy that engages and empowers consumers, with a natural and easy extension to achieving credit goals.
Service plans include:
- Three-bureau credit reports, scores, monitoring and alerts, with more updates and notification events than many of its competitors.
- ScoreCasterIQ® tool, a proprietary credit report analysis with recommended actions to positively affect credit health
- $1 million in identity theft coverage for lost wages, legal fees, and stolen funds underwritten by AIG
- Family member protection that's just as comprehensive
IdentityIQ services partner with each credit reporting bureau, which means they get daily reporting and monitoring for faster responses to suspicious activity. This also allows them to aggregate all credit information themselves, giving their powerful ScoreCasterIQ tool the most accurate information for predicting credit score changes.
Giving consumers the tools and information to protect their own financial health is key to the IdentityIQ mission. And that's not far from the credit union mission to empower members to manage and control their financial well-being.
Download IDIQ Webinar Presentation
Financial Resource Center
Fnancial Resource Center (FRC) is a packaged content service that provides fresh content, online resources and calculators for your website. Designed to help credit unions affordably and easily provide resources and information about finances to their members and general consumers, FRC features:
- Concise and understandable personal finance and consumer articles to help your members make informed financial decisions
- User-friendly financial calculators so members can calculate a variety of financial planning scenarios using your credit union's rate information
- Dynamic youth sites that focus on good spending habits, saving for the future, and how credit unions can help
FRC gives your members the guidance they need to make better financial decisions - and increases awareness and usage of your services and website.
